A member has five types of loan choices specified below :
|Type of Loans||Loan Amount||Interest Rate per Annum||Terms|
|Regular||₱5,000-₱400,000||8%||6 Months – 5 Years|
|Emergency||₱300,000||8%||6 Months – 5 Years|
|Calamity||₱50,000||5%||6 Months – 2 Years|
|Equity||80 % of Equity||6%||6 Months – 2 Years|
- PLAN 70 (Basic) – GYRT (Group Year Renewable Term Insurance) – A Member has Life Insurance Coverage and Equity plus Interest
- SGTI – Insurance coverage of ₱18,000.00.
- Financial Assistance – ₱5,000.00 for deceased member.
Memorial Insurance assistance coverage up to ₱45,000.00 and Educational Plan for the qualified beneficiaries of deceased member
EHCBA | Emergency and Hospitalization Cash Benefit Assistance
Financial assistance of ₱15,000.00 (initial payment) per member and up to ₱60,000.00 depending on the medical evaluation of BJMP doctor, with minimum 3 days confinement.
AHCPA | Annual Healthcare Package Assistance
Annual Healthcare Package Assistance and/or reimbursement (if applicable) for all Active and Retired BJMP Personnel and other BJMPMBAI members
Calamity and Relief Assistance
Financial assistance of ₱5,000.00 to members who are victims of calamity
Old Age Gratuity Benefit
Upon reaching the age of 60 years old, members with a minimum membership of 5 years will receive a cash gift on their birthdate.
Special Death Claim Benefits
If a member reaches at age 71 and above, non – insurable and did not terminate his/her membership, upon death of the member they will received death claim assistance of ₱250,000.00.